Insights

Electricity generation remains insulated from crude shocks—but logistics constraints are creating localised shortages

The Reserve Bank of India held the repo rate at 5.25%, maintaining a neutral stance amid rising external risks

Collections reflect lower effective tax rates post GST 2.0, while goods-side activity remains strong

Credit card growth is shifting from issuance to usage, with rising transaction intensity,
declining ticket sizes, and increasing concentration among large issuers

Recent SIP cohorts face negative returns after peak-period entries, even as sustained inflows indicate investor behaviour has not yet adjusted to the ongoing correction

India’s import vulnerability is not limited to oil but extends to critical inputs that can constrain production and transmit stress across the economy

DMart’s online catalogue shows higher-priced brands could drive basket growth, while discounts remain stable and price trends vary across categories

Interoperability defines access, but transaction flows have shifted sharply towards a single receiving bank

India can partially replace disrupted Gulf crude, but delivery timelines and tanker availability constrain the speed and scale of adjustment

After peaking in mid-2025, EV penetration has eased and stabilised, as relative economics shifted and incremental adoption slowed across segments

Fertiliser plants, refineries, and city gas distributors face the most immediate operational risks from a disruption in Gulf energy shipping

Freight corridors and urban commuter highways combine to smooth toll revenue volatility, highlighting the diversification logic behind Raajmarg InvIT